.png)
AISmartBids
Choosing a Medicare plan shouldn't feel like guesswork. AISmartBids helps you confidently select the coverage that's best for your health, prescriptions, and budget, then automatically re-evaluates options each year as plans change. Agents benefit from better client outcomes, stronger loyalty, and more time to focus on helping people instead of comparing plans.
Choosing a Medicare plan shouldn't feel like guesswork. AISmartBids helps you confidently select the coverage that's best for your health, prescriptions, and budget, then automatically re-evaluates options each year as plans change. Agents benefit from better client outcomes, stronger loyalty, and more time to focus on helping people instead of comparing plans.
Learn More
Choosing a Medicare plan shouldn't feel like guesswork. AISmartBids was created to help Medicare people confidently find the coverage that best fits their unique healthcare needs, prescriptions, budget, and benefit preferences—without the confusion that often comes with comparing dozens of plan options. Built on the belief that doing what's best for the client is also the best long-term strategy for agents, AISmartBids uses advanced, patent-pending plan optimization technology to evaluate available Medicare Advantage and Part D plans based on each person's individual situation. Rather than focusing on commissions or carrier preferences, the platform identifies the plan that delivers the greatest overall value for the beneficiary. What makes AISmartBids different is its commitment to transparency. Every recommendation is supported by clear, data-driven reasoning so both beneficiaries and agents can understand exactly why a plan is being recommended. There are no black-box decisions—just straightforward insights that help people make informed choices about their healthcare coverage. AISmartBids was built and validated using millions of real-world Medicare scenarios, revealing that many beneficiaries are enrolled in plans that are notthe best fit for their needs. By aligning people with more appropriate coverage, the platform helps reduce unnecessary healthcare spending, improve plan satisfaction, and give beneficiaries greater confidence that their healthcare dollars are working as hard as possible for them. The platform also recognizes that Medicare plans change every year. Premiums,formularies, provider networks, and benefits can all shift from one AnnualEnrollment Period to the next. That's why AISmartBids automaticallyre-evaluates plan options each year, helping ensure beneficiaries remain in theplan that best serves their needs over time. This ongoing optimization providespeace of mind for clients while helping agents maintain stronger,longer-lasting relationships.For insurance agents and agencies, AISmartBids streamlines the recommendationprocess, reduces time spent on manual plan comparisons, and supports a moreclient-centered approach to enrollment. The result is faster recommendations,improved client satisfaction, higher retention, and sustainable business growthbuilt on trust rather than sales pressure.At its core, AISmartBids exists to make Medicare decisions simpler, clearer,and more personalized—helping beneficiaries feel confident they are enrolled inthe right plan while empowering agents to deliver measurable value to everyclient they serve.
App Gallery
.png)
.png)
.png)
Empowering Your Health Journey
Bridging Health Connections
Unify your health information across various networks, giving you control and clarity over your health journey.
Standards and Assurance
We prioritize transparency. The presence of the CARIN code of conduct symbol highlights an app's commitment to best industry practices for your health data protection.
Frequently Asked Questions
My Health Application is being managed by the CARIN Alliance, which is a multi-sector alliance led by distinguished risk-bearing providers, health plans, pharmaceutical companies, consumer platform companies, health IT companies, third-party applications, and consumer-advocates working collaboratively with other stakeholders in government to overcome barriers in advancing consumer-directed exchange across the U.S.
The CARIN Alliance manages only this website; the CARIN Alliance does not endorse, certify, or manage any of the applications listed on this site. You should make your own judgment as to the application that is best for you based on information provided by the application vendors.
The vision of the CARIN Alliance is to rapidly advance the ability for consumers and their authorized caregivers to easily get, use, and share their digital health information when, where, and how they want to achieve their goals. Specifically, we are promoting the ability for consumers and their authorized caregivers to gain digital access to their health information via non-proprietary application programming interfaces or APIs.
We envision a future where any consumer can choose any application to retrieve both their complete health record and their complete coverage information from any provider or health plan in the country in a secure manner while protecting their privacy and individual consent sharing preferences. This website helps to advance the ability for consumers to access an application of their choice based on their own individual data sharing preferences.
The CARIN Code of Conduct is a set of industry-leading best practices that the companies offering these applications have voluntarily adopted to protect and secure your health information. We strongly recommend that you read the application’s privacy policies and terms and conditions to ensure that you select an application that you feel would protect and secure your health data in a way that is consistent with your individual data sharing preferences.
We would strongly recommend you read the application’s privacy policies and terms and conditions to ensure you select an application that you feel would protect and secure your health data in a way that is consistent with your individual data sharing preferences.
These applications came from the CMS Blue Button 2.0 site, EHR application vendor websites, CARIN Alliance members, and other public sources. Right now, the only thing that the CARIN Alliance has done is list the websites. Our initial goal is to focus on transparency and making sure the individual selecting an application knows where to go to find an application. We are also trying to make each application’s privacy policies and terms of service more readily available to the individual. Over time, we want to provide more consumer-friendly ways to help individuals understand how these applications are using their data.
Developer? List
Your Health App!
Join our growing community of trusted health apps. Get visibility, connect with potential users, and be a part of the movement to prioritize patient-centered health care.
